{"id":987,"date":"2020-11-16T14:00:59","date_gmt":"2020-11-16T14:00:59","guid":{"rendered":"https:\/\/ccbdins.com\/?p=987"},"modified":"2020-11-16T14:01:00","modified_gmt":"2020-11-16T14:01:00","slug":"misaligned-incentives-add-cost-health-plan","status":"publish","type":"post","link":"https:\/\/ccbdins.com\/misaligned-incentives-add-cost-health-plan\/","title":{"rendered":"Misaligned Incentives can Add Cost to your Health Plan"},"content":{"rendered":"<div  class=\"tatsu-gkrcpfnmf7b1lkx5 tatsu-section  tatsu-bg-overlay   tatsu-clearfix\" data-title=\"\"  data-headerscheme=\"background--dark\"><div class='tatsu-section-pad clearfix' data-padding='{\"d\":\"15px 0px 15px 0px\"}' data-padding-top='15px'><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-gkrcpfnmh0966wjp\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-bg-overlay tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-gkrcpfnmik8ozsk3\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-text-block-wrap tatsu-gkrcpfnmk563ff4  \"><div class=\"tatsu-text-inner tatsu-align-center  clearfix\" ><style>.tatsu-gkrcpfnmk563ff4.tatsu-text-block-wrap .tatsu-text-inner{width: 100%;text-align: left;}<\/style>\n<p><\/p>\n\n\n<\/p>\n<p>I was reviewing a health insurer\u2019s contract for a client recently and saw the following language about payments to their broker (in addition to the commission that is disclosed on the 5500):<\/p>\n<p>\u201cThe qualification for and amount of this payment may be based upon overall business growth and\/or\u00a0<strong>retention levels<\/strong>.\u201d<\/p>\n<p>Most employers don\u2019t realize that traditional brokers are compensated for keeping them with their current health insurer. In fact, these bonuses can be so large that they make or break the entire year for many offices.<\/p>\n<p>If you think that it could be time for some advice that is not clouded by commissions or back end bonuses let me know. I would be happy to share some case studies with you that show exactly how to remove the\u00a0<strong>many misaligned incentives that drive up the costs<\/strong>\u00a0of employer sponsored health care.<\/p>\n<p>There is a better way\u2026<\/p>\n<p>\n\n\n<p><\/p>\n<\/div><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image\" ><\/div><\/div><div class=\"tatsu-overlay tatsu-column-overlay tatsu-animate-none\" ><\/div><\/div><style>.tatsu-row > .tatsu-gkrcpfnmik8ozsk3.tatsu-column{width: 100%;}.tatsu-gkrcpfnmik8ozsk3.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: normal;}.tatsu-gkrcpfnmik8ozsk3 > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-gkrcpfnmik8ozsk3 > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-gkrcpfnmik8ozsk3 > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-gkrcpfnmik8ozsk3 > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}<\/style><\/div><\/div><\/div><\/div><div class=\"tatsu-section-background-wrap\"><div class = \"tatsu-section-background\" ><\/div><\/div><div class=\"tatsu-overlay tatsu-section-overlay\"><\/div><style>.tatsu-gkrcpfnmf7b1lkx5 .tatsu-section-pad{padding: 15px 0px 15px 0px;}.tatsu-gkrcpfnmf7b1lkx5 > .tatsu-bottom-divider{z-index: 9999;}.tatsu-gkrcpfnmf7b1lkx5 > .tatsu-top-divider{z-index: 9999;}.tatsu-gkrcpfnmf7b1lkx5 .tatsu-section-overlay{mix-blend-mode: normal;}<\/style><\/div>","protected":false},"excerpt":{"rendered":"<div><a href=\"https:\/\/ccbdins.com\/misaligned-incentives-add-cost-health-plan\/\" class=\"exp-read-more exp-read-more-underlined\">Read More<\/a><\/div>\n","protected":false},"author":3,"featured_media":988,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Misaligned Incentives can Add Cost to your Health Plan - Cimarron Consulting<\/title>\n<meta name=\"description\" content=\"Check out how misaligned incentives can be a burden to your healthplan. 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